Hacol Mehashem ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.
Information We Collect
Personal Information
We may collect personal information that you voluntarily provide to us when you:
- Complete a contact form or funding application
- Subscribe to our communications
- Request information about our services
- Communicate with us via email, phone, or other channels
This information may include:
- Name and contact information (email address, mailing address)
- Business information (company name, industry, revenue data)
- Financial information necessary for funding evaluation
- Any other information you choose to provide
Automatically Collected Information
When you visit our website, we may automatically collect certain information about your device and browsing activity, including:
- IP address and browser type
- Pages visited and time spent on our site
- Referring website or source
- Device information and operating system
How We Use Your Information
We use the information we collect to:
- Process and evaluate your funding applications
- Communicate with you about our services and your inquiries
- Send you marketing communications (with your consent)
- Improve our website and services
- Comply with legal obligations and protect our rights
- Detect and prevent fraud or security issues
SMS & Text Message Communications
Text Message Opt-In: If you provide express written consent by checking the SMS opt-in box on our contact form, you agree to receive recurring marketing and promotional SMS/MMS messages from Hacol Mehashem about our financial products, services, offers, and updates. These messages may be sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies. You may receive up to 4 messages per month, depending on your activity and our promotions.
Message and Data Rates: Message and data rates may apply based on your mobile carrier's plan. Consult your carrier for details.
Opt-Out: Reply STOP to any text message to opt out at any time. You will receive a one-time confirmation message. After opting out, you will no longer receive promotional text messages from us.
Help: Reply HELP for assistance or contact us at info@hacolmehashem.com.
Consent Not Required for Purchase: Consent to receive marketing text messages is NOT a condition of purchase or of using any of our services. You may still apply for and receive funding without opting in to text messages.
Mobile Information Privacy: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
How We Share Your Information
We do not sell your personal information. We may share your information with:
- Service Providers: Third-party vendors who perform services on our behalf (e.g., payment processing, data analysis, email delivery)
- Business Partners: With your consent, we may share information with partners who can assist with your funding needs
- Legal Requirements: When required by law, legal process, or to protect our rights and safety
- Business Transfers: In connection with a merger, acquisition, or sale of assets
Important: We do not share mobile phone numbers or text message opt-in data with third parties for their own marketing purposes.
Data Security
We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no internet transmission is completely secure, and we cannot guarantee absolute security.
Your Privacy Rights
Depending on your location, you may have the following rights regarding your personal information:
- Access: Request a copy of the personal information we hold about you
- Correction: Request correction of inaccurate or incomplete information
- Deletion: Request deletion of your personal information, subject to legal obligations
- Opt-Out: Opt out of marketing communications at any time
- Portability: Request a copy of your data in a portable format
To exercise these rights, please contact us at info@hacolmehashem.com.
Cookies and Tracking Technologies
We may use cookies and similar tracking technologies to collect information about your browsing activity. You can control cookies through your browser settings, though some website features may not function properly if cookies are disabled.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.
Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we learn that we have collected information from a child, we will promptly delete it.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last Updated" date. Your continued use of our services after changes constitutes acceptance of the updated policy.
Contact Us
If you have questions or concerns about this Privacy Policy or our data practices, please contact us:
Hacol Mehashem
131 Continental Drive, Suite 301
Newark, DE 19713
Email: info@hacolmehashem.com