Privacy Policy

Last Updated: May 2026

Introduction

Hacol mehashem ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website hacolmehashem.com, use our services, or communicate with us. Please read this policy carefully. By using our website or services, you consent to the practices described herein.

Information We Collect

We may collect the following categories of information:

• Personal Information: Name, email address, phone number, business name, and mailing address when you submit a contact form or funding application.
• Business Information: Revenue details, industry, time in business, and funding needs related to your application.
• Usage Data: IP address, browser type, pages visited, time spent on pages, and other analytics data collected automatically.
• Communication Data: Records of correspondence when you contact us via email, phone, or our website forms.

How We Use Your Information

We use the information we collect to:

• Process and evaluate your funding applications
• Communicate with you about our products and services
• Respond to your inquiries and provide customer support
• Improve our website, products, and services
• Comply with legal obligations and regulatory requirements
• Send marketing communications where you have provided consent

Information Sharing

We may share your information with trusted third-party service providers who assist us in operating our business, such as payment processors, analytics providers, and IT services. We require these parties to maintain the confidentiality and security of your information.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

SMS & Text Message Communications

If you opt in to receive SMS or text messages from Hacol mehashem, you consent to receive recurring marketing and promotional SMS/MMS messages, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).

Key details about our SMS program:

• Message frequency varies; you may receive up to 4 messages per month.
• Message and data rates may apply.
• Reply STOP to opt out of text messages at any time.
• Reply HELP for assistance or contact us at nate@hacolmehashem.com.
• Consent is NOT a condition of purchase.

Your mobile opt-in data, including your phone number and consent to receive text messages, will not be shared with any third parties for their own marketing purposes.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Cookies & Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience, analyze site traffic, and understand where our visitors are coming from. You can control cookies through your browser settings.

Your Rights

Depending on your jurisdiction, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate data
• Request deletion of your personal information
• Object to or restrict processing of your data
• Withdraw consent at any time

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically for any changes.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at nate@hacolmehashem.com or write to us at: Hacol mehashem, 131 Continental Drive, Suite 301, Newark, DE 19713.